Signals › Household & Consumer
Banks withdrawing consumer credit is a direct spending constraint.
Percent · observation 2026-07-01, published 2026-08-03
Last 24 observations.
Inside the normal range. Not a strong reading either way.
Household & Consumer: Track two-thirds of GDP and the credit channel that constrains it. The model averages the standardised signals in each block into a block score, then combines the twelve block scores in a probit. Today the 12-block model reads 1.6%.