CycleWatch

Signals › Household & Consumer

DRSFRMACBS · FRED

Mortgage delinquency rate

Households default on the house last.

Latest reading

1.86

Percent · observation 2026-04-01, published 2026-08-25

Last 24 observations.

Signal

—

Not in the fit. No verdict.

Use
Not in model: LAGGING: never a predictor

Where it fits

Household & Consumer: Track two-thirds of GDP and the credit channel that constrains it. The model averages the standardised signals in each block into a block score, then combines the twelve block scores in a probit. Today the 12-block model reads 1.6%.

Other signals in this block